The Pravasi Bharatiya Bima Yojana (PBBY) is a mandatory insurance scheme aimed at safeguarding the interests of Indian emigrant workers falling under Emigration Check Required (ECR) category going for overseas employment to ECR countries. The Scheme, initially launched in 2003, has been amended in 2006, 2008 and 2017 with the overarching objective of strengthening the coverage of emigrant workers .
The last comprehensive review of the Scheme has been undertaken during 2017 in consultation with all stake holders. The revised scheme PBBY, 2017 has become operational w.e.f. August 1,2017. Presently, the scheme provides an insurance cover of Rs. 10 lakhs in case of accidental death/permanent disability at an insurance premium of Rs. 275 and Rs. 375 for a period of two and three years respectively. The revised scheme has also been made compulsory for various professions falling under work categories under Section 2(o) of Emigration Act, 1983 irrespective of the passport categories. PBBY, 2017 also includes global insurance coverage irrespective of employer and location, has facility for online renewal and a simplified process for certification of accidental death/permanent disability. The scheme is now more beneficial for emigrant workers and is aimed at ensuring an expeditious settlement of claims.
Salient features of PBBY, 2017 are as follows :
Detailed information about the Pravasi Bharatiya Bima Yojana, 2017 is available at :
6. Kingdom of Saudi Arabia
12. South Sudan
14. Sultanate of Oman
17. United Arab Emirates
*( presently under Emigration ban.)
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